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CREDIT DESIGNED TO HELP YOU ACHIEVE YOUR GOALS

Our credit products are designed with your financial situation in mind, offering flexible payment terms, promoting the responsible use of credit and helping you avoid toxic debt.

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GET A QUICK MICRO LOAN TODAY
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AND EARN INTEREST
Stressed Man

MICRO/PERSONAL LOANS

Get a quick micro loan or personal loan to help you when you need it.

Woman at Work

SELF-EMPLOYED MICRO
LOANS

Get a micro loan for your small business and grow.

Working from Home

STUDENT MICRO

LOANS

Use your financial aid to guarantee your student micro loan.

Apply Here

What you can get


New customers can apply for up to R5000 with 90 Days to repay. Existing customers up to R100 000 with up to 60 months to repay.

What you’ll need:

Verified ID Document

Verified Cellphone Number

Verified Bank Account

Verified Proof of Income

How to apply


1    Choose the amount you need

​

2    Choose how long you will need

      to repay


3    Click "Apply Now" and proceed

      to finalize your loan

How much do You want to borrow?

Interest rate

0.16% per day

 

Initiation fee

16.5% of first R 1000 lent + 10% of loan amount over R 1000 (+VAT).

Limited to the lessor of 15% of loan amount (+VAT) or R994.75

Service fee R69/month, pro-rated for the first period

 

Fees (incl. 15% VAT)

and interest based on Chapter 5 regulations of NCA, no 34 of 2005.

How long do you want to borrow?

Thanks for submitting!

Fee Structure for Credit

Micro Loan
Self-Employed Loan
Student Micro-Loan
Deposit Time after Approval
24 Hours
48 Hours
24 Hours
Approval Time
60 Minutes
60 Minutes
60 Minutes
Service Fee
R10 per month
R20 per month
R5 per month
Initiation Fee
R10 to R50
R20 to R150
R10 to R50
Interest
0.5% per day
Credit Score Dependent
0.16 per day
Period
1 to 90 Days
1 to 12 Months
1 Day to 90 Days
Range
R150 to R8000
R150 to R8000
R150 to R1000
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